Overwhelmed with the challenges of managing his finances and dealing with chronic health issues, Joshua* found himself on a daunting path toward retirement. Living on a fixed income with increasing debt proved to be an immense challenge, so he reached out to his family for support. In 2019, with the help of his family, Joshua… The post From Financial Struggles to Empowered Stability in Retirement. appeared first on Northwest Consumer Law Center.

Evan* approached NWCLC when he found himself overwhelmed by mounting credit card debt and student loans. Evan was facing daily struggles of managing a chronic health condition that significantly impacted his mobility and ability to work a full time job and pay off his debts. After exploring all of his options with NWCLC, he ultimately… The post Rebuilding Futures appeared first on Northwest Consumer Law Center.

Jason* was facing a daunting lawsuit from a debt collection company for nearly $15,000 in medical debt that he could not afford to pay. Over the course of several years, Jason endured multiple surgeries and spent months hospitalized. Compounded by his significant immunocompromised state, Jason was forced to make a difficult decision to resign from… The post Triumphing Over Debt appeared first on Northwest Consumer Law Center.

Alex worked as a full-time photographer and ran a soundly running small business that suffered financially when the Covid-19 pandemic hit. Alex, out of necessity, started putting all his living expenses on credit cards as his small business was his main source of income. Fortunately for Alex, his small business started to slowly recover as… The post Making Way for a New Path appeared first on Northwest Consumer Law Center.

Samantha reached out to NWCLC after she was served with a debt collection lawsuit for a $17,000 loan. Samantha experienced very difficult times during COVID and needed the loan to pay for medical bills and to get her car fixed after an accident. All this caused Samantha to feel “stressed, nervous, and quite intimidated before contacting NWCLC.” Samantha thought the loan was for $6k, so she wanted to hire NWCLC to investigate since the debt collector was charging twice the amount. After discovery, NWCLC found that the debt collector was charging a usurious interest rate and was able to negotiate a great settlement on Samantha’s behalf. Here’s what Samantha had to say about NWCLC, “Attorney Alyssa and the legal team at NWCLC provided excellent service and are client-oriented…She (Alyssa) understood the intricacies regarding my legal matter which helped in negotiating a favorable settlement. I felt relieved after coming to a close of a stressful situation and content with the terms.”

When Stacie* first reached out to NWCLC, she was unemployed and struggling with debt. When she finally found employment, she decided to double down on filing for bankruptcy to get the fresh start she needed for her new life, especially after an out-of-state collector sued her. She knew that even with her new job she would never be able to pay the bills that accumulated while she was unemployed. With NWCLC’s representation for her Chapter 7 bankruptcy, Stacie was able to discharge $70,000 worth of debt and got the fresh start she deserved. She was able to start her new job in a clean financial state. *Names and identifying facts have been changed

Marie Ann originally reached out to NWCLC after being served with two debt cases seeking almost $20,000 in debt that Marie Ann couldn’t afford to pay on her modest salary. The credit card debt belonged to her wife, but due to after her tragic passing, Marie Ann was unfortunately left with the debt. Feeling anxious, she came to us for help. We sat down with Marie Ann and reviewed all of her options with her. Marie Ann decided that earning a fresh start through bankruptcy would be her best choice. We helped Marie Ann get rid of over $87,000 of debt that would have left her struggling for a very long time. Marie Ann is now able to move forward with a fresh financial start.

Rachel first reached out to us for advice on how to respond to a debt defense lawsuit from a big brand-named bank that had left her feeling stressed and devastated. To help, we provided brief advice on how to respond to the lawsuit and also discussed bankruptcy as another option for her to discharge the debt. About two weeks later, Rachel came back to us after deciding that bankruptcy was the best solution to get rid of the debt. Rachel was unemployed and recently moved to a new city, so she liked the idea of filing for bankruptcy to get the fresh start she needed. NWCLC filed Chapter 7 on her behalf and was able to discharge $39,414.40 in debt. Rachel said that “it feels like a huge weight being taken from my shoulders, and I am now able to start my new life debt free.”

Georgia* came to us after she was served by a debt collector. She was told that she had to show up in court in a completely different county than where she lived. It was for an old medical debt that she recognized, but thought had been taken care of by insurance. She went to court… The post Old Debt Comes Back appeared first on Northwest Consumer Law Center.