APPLY FOR HELP
Update: Thanksgiving Holiday Closure
Our intake is currently closed from November 20-30, 2025 for the Thanksgiving holiday and necessary sit maintenance. Our intake will reopen for those seeking bankruptcy or debt collection assistance beginning December 1, 2025. Please check back at this time.
OUR SERVICES
Northwest Consumer Law Center provides direct representation, impact litigation, education, and outreach for consumer legal issues in Washington State to those who qualify for our services. NWCLC provides low-cost services for matters related to debt collection, automobile fraud, foreclosure prevention, bankruptcy, student loans, and other general consumer issues.
Do you qualify?
Northwest Consumer Law Center is only able to serve those who fall within the following guidelines:
Your case is a consumer issue that falls within one of the below practice areas
Your total household total income is under 500% of the Federal Poverty Level.
Your are a Washington resident or your case is within Washington State
How to apply for help:
Check to see whether you qualify under our income guidelines.
Apply for help by filling out the form below that best fits the type of legal matter that you are seeking help with.
Not sure if you fit within our income guidelines? Need help filling out the online form? Call us at
206-805-1722 to get help applying for legal services.
PRACTICE AREAS
Being in debt can be scary, but you're not alone. One in three Americans is in collections. We represent clients in debt collection lawsuits and help them fight back against unlawful debt collection practices, including medical debt / charity care cases, landlord / tenant debt, and debt collector harassment.
Foreclosure Prevention
You have rights when facing foreclosure. We help homeowners find solutions to avoid foreclosure and protect their homes from deceptive mortgage servicing by identifying mortgage servicing / foreclosure defects, representing clients in foreclosure mediation, and assisting with surplus funds post-foreclosure.
Automobile Fraud
Millions of car buyers are estimated to be defrauded each year. We help people fight back against dealerships who break the law by engaging in bushing / yo-yo sales, selling unsafe vehicles, and deceptive advertising / financing practices.
Bankruptcy is an opportunity for a financial fresh start. We help individuals and families start anew by filing for Chapter 7 or Chapter 13 bankruptcy on their behalf.
Student Loans
Two out of three students graduate with significant debt. We help people by representing them in debt collection actions for student loan debt, identifying potentially unlawful debt collection practices, and answering questions about repayment plans and more.