When Stacie* first reached out to NWCLC, she was unemployed and struggling with debt. When she finally found employment, she decided to double down on filing for bankruptcy to get the fresh start she needed for her new life, especially after an out-of-state collector sued her. She knew that even with her new job she would never be able to pay the bills that accumulated while she was unemployed. With NWCLC’s representation for her Chapter 7 bankruptcy, Stacie was able to discharge $70,000 worth of debt and got the fresh start she deserved. She was able to start her new job in a clean financial state. *Names and identifying facts have been changed

Marie Ann originally reached out to NWCLC after being served with two debt cases seeking almost $20,000 in debt that Marie Ann couldn’t afford to pay on her modest salary. The credit card debt belonged to her wife, but due to after her tragic passing, Marie Ann was unfortunately left with the debt. Feeling anxious, she came to us for help. We sat down with Marie Ann and reviewed all of her options with her. Marie Ann decided that earning a fresh start through bankruptcy would be her best choice. We helped Marie Ann get rid of over $87,000 of debt that would have left her struggling for a very long time. Marie Ann is now able to move forward with a fresh financial start.

Victor Sanabria* had been living and working in the U.S. on a work permit, unfortunately, during the pandemic, he was let go by his employer and was experiencing financial difficulties. He is not married but supports his girlfriend and three children solely on his unemployment income; they all live in the same house which is… The post Homestead Legislation/Bankruptcy appeared first on Northwest Consumer Law Center.

Florence* is a single mom who supports her three kids working as a nurse. She fell into credit card debt after her ex-husband lost his job and was unable to send her child support. She used the credit cards to pay for small emergencies, like when her car broke down or when her kid broke… The post Bankruptcy appeared first on Northwest Consumer Law Center.

Donna, a single mother of three children, worked full-time as a receptionist as well as part-time on the weekends as a cashier just to make ends for her family. Years earlier, some legal troubles had forced Donna apart from her children and made her unable to pay her car note, so her vehicle was repossessed.… The post Keeping the Family Together appeared first on Northwest Consumer Law Center.

Hannah was already a senior citizen when she bought her house at the height of the subprime mortgage scams in 2005. Unbeknownst to Hannah and her family, the mortgage broker had falsified her income to make her qualify for the loan and rake in profit from the fees. She could barely afford the mortgage but… The post Whatever It Takes appeared first on Northwest Consumer Law Center.