From: The Northwest Consumer Law Center <sheila@nwclc.org>

Sent: Thursday, February 19, 2015 2:45 PM

To: Noah Samuels-NWCLC

Subject: Vintage Fraudsters and Outlaw Debt Collectors

 

We thought you might like to know about some things happening in the consumer world. Click on the bold, blue text to read more on each topic. Scams o

 

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We thought you might like to know about some things happening in the consumer world. Click on the bold, blue text to read more on each topic.

 

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Scams of Yesteryear

Disappearing acts, phony priests, the classic "I've got a bridge to sell you," and more - NPR's History Department takes you on an amusing tour of confidence tricksters in the 19th century.

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Bad Debt Collectors

NWCLC Volunteer Attorney Katy Box (pictured on right) spoke with KIRO 7 News regarding her client Margaret Dibb (inset) who is bringing a class action against a debt collector for violations of consumer law. The news segment also features helpful tips on recognizing when you might be a victim of debt collection abuse. You might even be dealing with debt collector so bad they've been been banned by the Federal Trade Commission.

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Safer Waters for Borrowers?

With median loans at $350 incurring median fees of $458, it's no wonder payday lending has become a $46 billion industry. The Consumer Financial Protection Bureau is looking to pass regulations that would protect borrowers from APR's as high as 300%. Meanwhile, here in Washington State, our lawmakers have ideas of their own, of which some are good - and some not so good - for consumers.

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Clicker Beware

Making online payments is convenient and easy - but not as fast as you might think. Most still take several days for the transaction to complete. Make sure to keep enough money in your account to avoid overdraft fees from your bank. Also, make the payment several days before it is actually due, so that you're not hit with late-payment penalties due to the processing delay.

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NWCLC's mission is to zealously advocate, litigate, and promote access to justice for low and moderate income clients, and through our education programs, empower consumers with the knowledge and resources to protect their rights. Click here to support justice for Washington State consumers!

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